PROTECTION OF PERSONAL INFORMATION NOTICE

INCRESCO WEALTH MANAGEMENT

The Protection of Personal Information (POPI) Act requires us to inform you how we use and disclose personal information we obtain from you.

We are committed to protecting your privacy and will ensure that your personal information is used appropriately, transparently and according to applicable law.

Who we are:
We follow an advice-driven process, and then source the best suited financial solution and provider to your unique situation. Via our own team and our business partners, we offer a complete Wealth Management Service to our clients.

What information we collect:
We collect and process your personal information mainly to provide you with access to the services and products of the providers with whom we have contractual agreements in place and to help us improve our services to you.

The type of information we collect will depend on the need for which it is collected and will be processed for that specific purpose only. Where possible, we will inform you what information you are required to provide to us and what information is optional.

With your consent, we may also supplement the information that you provide to us with information we receive from other providers in order to offer you a more consistent and personalized experience in your interactions with us.

When you elect to take up offerings from our contracted providers they may also require additional information from you and they will be subject to the same privacy regulations as we are subject to.

How we use your information:
We will use your personal information only for the purposes for which it was collected and agreed to with you. This may include:
  • Providing products or services to you and to carry out the transaction you requested;
  • Confirming and verifying your identity;
  • For the detection and prevention of fraud, crime, money laundering or other malpractice;
  • For audit and record keeping purposes;
  • Providing you with communications in respect of Incresco Wealth Management and regulatory matters that may affect you;
  • In connection with and to comply with legal and regulatory requirements or when it is otherwise allowed by law.
Disclosure of your information:
We may disclose your personal information to our providers whose services or products you elect to use. We have agreements in place to ensure that they comply with our privacy terms and conditions.

We may also share your personal information with, and obtain information about you from third parties for the purposes listed in 3 above.

We may also disclose your information where we have a duty or a right to disclose in terms of applicable legislation, the law or where it may be necessary to protect our rights.

Safeguarding your information:
The POPI Act requires us to adequately protect the personal information we hold and to avoid unauthorised access and use of your personal information. We will continuously review our security controls and processes to ensure that your personal information is secure.

If we need to transfer your personal information to another country for processing or storage we will ensure that any party to whom we pass on your personal information will treat your information with the same level of protection as required from us.

Your rights to access and correction of your personal information:
You have the right to access the personal information we hold about you. You also have the right to ask us to update, correct or delete your personal information. We will take all reasonable steps to confirm your identity before providing details of your personal information or making changes to your personal information.

You can contact us at the numbers or addresses listed below and request the information you would like:

Information officer: Mare Denton
Telephone number: 021 975 1115
Fax number: 021 975 7680
Postal address: PO Box 2618, Durbanville, 7551
Physical address: 20 Koeberg Road, Durbanville, 7550

38 Vredekloof Road, Vredekloof, Brackenfell, 7560
Email address: mare@incresco.co.za
Website: www.incresco.co.za

Changes to this Notice
Please note that we may amend this Notice from time to time. Please check our website periodically to inform yourself of any changes. In case we do not have a website we will inform you of material changes to this Notice.