Janine originally studied in Accounting at Kovsies (Cheetah’s) and completed her articles in the 1980’s. She then worked for Eskom in the Financial Department for 10 years. Due to her husband being transferred to Cape Town, she decided to use the opportunity to raise her two children. During this period she kept herself busy with reading about Investments and studied for the CFP® certification. She joined Nick as a Paraplanner in 2012. Her main interest lies in Investments and Retirement Planning. She is also a member of the Financial Planning Institute of Southern Africa.